What this Privacy Policy Covers

RIPPLE100

PRIVACY POLICY

This policy covers how Ripple100, LLC (“Ripple100” or “we,”) treats personal information that it collects and receives on www.ripple100.com. We use information shared with us for the sole purpose of running and improving our services. This notice tells you what information we collect, steps we take to protect and secure it, how we use and share information, and finally, how you can contact us with questions or concerns. We use terms in this Policy that are defined in our Terms of Service and not separately defined here. For your convenience, we have hyperlinked those terms to our Terms of Service.

1. Information We Collect. We collect personal information when you register with us, Upload information or Content to our website or otherwise use our Services. We refer collectively to all the information we collect as “User Information.”

(a) Registration. When you register with us, we collect your name, email address, user name and your password (“Registration Information”). Your password is stored securely using an enhanced one-way hash technology.

(b) Content. We collect Content that you Upload to our website.

(c) Billing. We collect billing information if you are a Publisher or otherwise sign up for a paid service, which may include your name, address, telephone number, credit card details, and other information that is necessary in order to process the transaction (“Billing Information”). Sufficient billing information is maintained to permit us to process subscriptions and other recurring fees. Billing information is encrypted and stored on a secure server. We use a third party to process and handle transactions involving credit cards. We never store credit card information or billing information (only a transaction ID). Should you terminate the Service, your billing information will be promptly deleted following payment of all amounts due.

(e) Promotion Information. From time to time, we may seek information in a form, survey, or forum, or may sponsor a promotion, sweepstake or contest on the Service (“Promotional Information”). You may be asked to provide personal information including but not limited to name, email address or home address or to answer questions in order to participate. Promotional Information we solicit which require sensitive information such as financial information to process are treated as Billing Information.

We refer to all User Information other than Content as “Personal Information.”

2. How We Use User Information. We use the User Information we collect for the following purposes.

(a) Registration Information. We use your Registration Information to identify and validated your use of the Services and to identify the particular Services you are entitled to use. We may also use the information to contact you concerning products and services provision, services improvement, support and research.

(b) Billing Information. We use Billing Information to obtain payment for the Services for which we charge.

(c) Content. We maintain your Content in accordance with the Terms of Service to maintain the Service. Your Content will generally be available on the Service to all Users, and, accordingly, should not be considered personal, sensitive, confidential, proprietary or non-public information.

(d) IP Information. We may automatically or otherwise receive and record information on our server logs from your browser, including your IP address, cookies, and the pages you request or other session information, or collect other use information (i) as part of our analytics services, (ii) in order to improve the Service, (iii) to diagnose and prevent service or technology problems reported by our Users or our staff; (iv) to compile statistics concerning hits to Ripples and other usage data, which data and statistics we may publish.

(e) Promotional Information. Promotional Information will be used only to notify you and arrange delivery of promotional items to you, to improve the Services or otherwise as we use IP Information.

(f) User Information Generally. We may use any User Information we collect at any time to determine which Users have access privileges to certain Services, to monitor and prevent fraud and abuse, to enforce our Terms of Service, to assure our compliance with law and your compliance with law in using the Service, and to bill and collect fees and other amounts owed to us.

3. Security of Collected Information. Personal Information is not available to Users of the Service and is segregated from Content. Registration Information and Billing Information are not linked to each other or to any other personally identifiable information, and are maintained on secure servers and are SSL encrypted. Billing Information is deleted following termination of the Service and payment of all amounts due. IP Information that does not contain personally identifying information or sensitive information about you will still be segregated from Content, but may be compiled on servers that may not be secure and may not be encrypted. Aggregated data compiled from the IP Information of unidentifiable groups of Users may be posted by us on the Service. IP addresses of Users voting or commenting on a Ripple may be retained for our internal use to prevent individuals from voting multiple times.

4. Information Use, Sharing and Disclosure. We do not share Personal Information we learn about you from your use of the Services with others except as described in this policy. We do not share, sell, rent or trade Personal Information with third parties for their promotional purposes.

We may use your Content on our Service in accordance with the Terms of Service, but, other than as expressly described in this Policy, will not share or disclose your Content in any manner that is inconsistent with your license of the Content to us under the Terms of Service.

We may use or share your personal information where it is necessary to complete a transaction, to operate or improve the Services, or to do something that you have asked us to do. We may use third parties such as a credit card processing companies to bill you for goods and services. In this case, we may share Billing Information with such third parties as is necessary to complete billing and collection for the Services. Although we are not responsible for the safety and security of your Billing Information shared with third party billing or credit card processing, we will use reasonable efforts to deal only with third parties we believe to be reputable and reasonably secure and will disclose only such Billing Information as we believe reasonably necessary to complete the billing. These third parties are prohibited from using your personally identifiable information for promotional purposes.

Aggregated data compiled from the IP Information of unidentifiable groups of Users may be posted by us on the Service.

We may share Personally Information about you or Content under the following circumstances: (a) to respond to subpoenas, court orders, or legal process; (b) to establish or exercise our legal rights or, defend against legal claims and if in our judgment in such circumstances disclosure is required or appropriate; (c) to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service; (d) as otherwise required by law; (e) to protect our infrastructure and the security and integrity of our Services; and (f) in connection with any violation or alleged violation by you of the Terms of Serviceor failure or alleged failure to pay any amount you owe us.

As we continue to develop our business, we may also buy or sell all or part of our business. In such transactions, Personally Information you have shared with us is generally one of the business assets that will be transferred. However, the transferred Personally information will remain subject to this privacy policy or subsequent policies to which you have consented.

5. Content Not Private. Your Content will be available on the Service to all Users. Text, graphics, sounds, videos and objects you Upload can be freely viewed by Users. HTML, XTML, JavaScript and other code used in your content may be viewable in some web browsers, and the code attendant to other software or applications forming a part of your Content may be capable of being viewed, reverse engineered or debugged by Users. Accordingly, you should not include personal, sensitive, confidential, proprietary or other non-public information in your Content. We are not responsible for the safety, security, privacy or confidentiality of your Content. If you post personal information online that is accessible to the public, you also may receive unsolicited messages from other parties in return.

6. Cookies. A cookie is a computer file containing data, which often includes a unique identifier that is sent to your browser from a web site's computers and stored on your computer. We may use our own cookies for a number of purposes, including to (a) terminate your session after a certain period of time has elapsed to protect you against others accessing your account; (b) keep track of preferences you specify while you are using the Services; (c) conduct research to improve our Services; and (d).keep statistics on the audience sizes, traffic and other technical information about our Ripples.

Most web browsers allow you to configure them to accept all cookies, reject all cookies or notify you when a cookie is set. If you reject all cookies, you may not be able to use our Services or to take full advantage of the Services.

Ripple 100 will generally use a session cookie that stores a randomly-generated identification string for use in login areas of the website. Session cookies will be destroyed at user logout, after long periods of inactivity or when the browser is closed.

7. Information Relating to Children. Users under the age of 13 are prohibited from using Ripple100. If we become aware that a user under the age of 13 years of age has registered on this site, we will take appropriate steps to assure that all personal information related to that child is deleted from the Service. If you are the parent of a child under the age of 13 who has registered on the Service, please contact us to have your child’s registration terminated and personal information deleted.

8. Opt-Out. You may opt out of emails you receive from us for promotions, sweepstakes or contests, please email us at info@ripple100.com.

9. Protecting Your Own Security. No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information – whether Personal Information or Content –you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable commercial efforts to ensure security on our systems. We use physical, electronic, and procedural safeguards to protect personal information about you. Your account information is password-protected.

Although we use industry-standard SSL-encryption to protect certain data (especially Registration Information and Billing Information), we cannot guarantee that such information may not be accessed, disclosed, altered or destroyed by breach of firewalls and secure server software.

If we learn of a security systems breach we may attempt to notify you electronically so that you can take appropriate protective steps. By using our Services or providing Personal Information to us you agree that we can communicate with you electronically regarding security, privacy and administrative issues relating to your use of the Services. We may post a notice on our applicable web sites if a security breach occurs. We may also send an email to you at the email address you have provided to us.

10. Third Parties. We under certain circumstances may allow other companies to serve advertisements within the Services. These third-party advertisers or ad servers may use technology to send, directly to your browser, the advertisements that appear on the Services and they may automatically receive your IP Address and other log file information when this happens. Such third parties may also use other technologies to measure the effectiveness of their advertisements and to personalize their advertising content. We do not otherwise provide your Personal Information to these third parties. You should consult the respective privacy policies of these third-party advertisers or ad servers. This Policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

The Service, and Content provided by you or other Users, may contain links to websites and services provided by third parties. Any Personal Information you provide on third party sites or services is provided directly to that third party and is subject to that third party's policies governing privacy and security. We are not responsible for the content or privacy and security practices and policies of third-party sites or services to which links are displayed on the Services. We encourage you to learn about third parties' privacy and security policies before providing them with Personal Information.

11. Changing your Preferences and Personal Information. You can edit your registration information with us at any time. You can delete your applicable registration by visiting the applicable registration deletion page; however, please note that some personal information, primarily your contact information, may remain in our records to the extent necessary to protect our legal interests or document compliance with regulatory requirements. If your Personal Information changes, or if you no longer desire our service, you may correct, update, or delete such information by making the change on our user home page.

12. Changes to this Privacy Policy. We may revise, modify or update this Policy at any time. We will notify you about significant changes in the way we treat personal information by placing a prominent notice on our site.

13. Contacting Ripple100. If you have a privacy concern regarding Ripple100 or this Policy, and if you cannot satisfactorily resolve it through the use of the Services, you should write us by email at info@Ripple100.com

14. Other Provisions. The provisions of Sections 24, 25, 26, 27 and 28 of the Terms of Service apply to this Policy.